After the debt review is over and once all your credit providers are paid up you will be able to access credit again as normal. During the debt review, however, your focus will be on paying off debt, not getting new debt. The goal of the process is to get rid of your debt and learn to live without the stress and pressure of owing lots of people money.
Once your debts are paid off Debt Counselling South Africa (with the assistance of the National Credit Regulator’s Debt Help computer system) will notify all credit bureaus that you no longer have any debts.
You will then be able to go to any credit provider and make an application for credit if you wish.